Will you be paid if you are ill?
Will your family get cash if you die?
See A first Is it enough?
Go on to the next stage See A first
Do you own your own home?
See B first
Go on to the next stage
Do you have a pension, apart from the basic state pension, and are you sure you are paid up to, date?
Either way, go on to the next stage
Do you have some savings available? Now look at all the implications.