KIRSTY APP - Borrowing Stop And Think

The single most important message is that you must stop and think, both about whether to borrow and about how much and for how long. This will help you avoid getting into serious debt problems.

Weigh up the need to borrow against waiting until you can afford to pay cash; compare the advantage of having something now against the cost of using consumer credit. It is especially important to stop and think when something you want is made easily available through instant credit offered in High Street shops.

Consider paying a bit extra and obtaining credit insurances to protect you against unforeseen change of circumstances and inability to keep up your repayments.


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Borrowing Watch For The Warning Signs

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